AI, Tariffs, and Inflation: 3 Important Takeaways from the Bank of Canada’s Latest Move   In the world of central banking, a "hold" is rarely just a pause—it is a positioning. On January 28, 2026, the Bank of Canada kept its target for the overnight interest rate at 2.25%, but the accompanying rhetoric suggests a Governing Council navigating a razor’s edge. We are no longer in an era of predictable cycles; we are in a state of "upheaval."... [read more]

2026 Canada Housing Market Forecast: Will Buyers Finally Re-Enter the Market? Will 2026 be the year Canadian buyers stop waiting? Most major housing forecasters believe activity will finally pick up after two muted years, but expectations vary on how strong that rebound will be and where it will show up first. After a sluggish and uncertain 2025, the Canadian housing market appears positioned for gradual normalization rather than a sharp recovery. The Canadian Real Estate Association... [read more]

Planning Your 2026 Real Estate Moves: A Guide to the Best Buying and Selling Seasons Timing isn’t everything in real estate, but it can still be the difference between saving real money or paying a premium, selling in 30 days or sitting for three months, and negotiating from a position of strength or uncertainty. As we look toward 2026, that timing question matters even more in Canada. CREA is calling for a modest pickup in activity into 2026 as rates ease and confidence returns,... [read more]

GTA Homes Sales Tick Up in September 2025 while Real Estate Prices Decline Amongst Interest Rate Cut September home sales increased in the Greater Toronto Area (GTA) compared to a year earlier, as more homebuyers sought to take advantage of more affordable monthly mortgage payments. Buyers continued to respond to substantial choice in the marketplace by negotiating the average selling price downward. “The Bank of Canada’s September interest rate cut was welcome news for... [read more]

November 2024 Shows Improvement in Housing Market Conditions in Mississauga, Brampton and GTA Area   Greater Toronto Area (GTA) home sales increased strongly on a year-over-year basis in November 2024. Many buyers benefitted from more affordable market conditions brought about by lower borrowing costs. New listings were also up compared to November 2023, but by a much lesser annual rate. This meant that market conditions tightened, resulting in overall average price growth... [read more]