Is Buying a Home Together Right for Your Family? How to Approach Multigenerational Living For a long time, multigenerational living had a reputation problem. It was the option families turned to when something had gone wrong — a job loss, a divorce, a health crisis. Moving back in with your parents, or having your parents move in with you, meant something hadn't worked out. That story has changed pretty significantly. Today, families are choosing this arrangement on... [read more]

The True Cost of Homeownership: What You Pay Beyond the Mortgage When many new Canadian homebuyers calculate whether they can afford a new home, they focus almost exclusively on one number: the monthly mortgage payment. It's the figure lenders use for the mortgage stress test, the number real estate agents discuss during showings, and the benchmark buyers use to determine their budget. However, the mortgage is only the starting line. Homeowners also pay for property taxes,... [read more]

2025 Ends with More Affordable Housing Market and Paves the Way for Year of Recovery Annual Greater Toronto Area (GTA) home sales declined in 2025 compared to 2024, as economic uncertainty weighed on consumer confidence. Over the same period, listing inventory remained elevated, allowing for selling prices to be negotiated downward, helping improve affordability. “The GTA housing market became more affordable in 2025 as selling prices and mortgage rates trended lower. Improved... [read more]

2026 Canada Housing Market Forecast: Will Buyers Finally Re-Enter the Market? Will 2026 be the year Canadian buyers stop waiting? Most major housing forecasters believe activity will finally pick up after two muted years, but expectations vary on how strong that rebound will be and where it will show up first. After a sluggish and uncertain 2025, the Canadian housing market appears positioned for gradual normalization rather than a sharp recovery. The Canadian Real Estate Association... [read more]

Can You Really Trust Online Home Valuations?   For millions of Canadians, the home‑search journey often starts on REALTOR.ca—Canada’s largest real estate platform—and continues across consumer portals and brokerage sites. Along the way, many homeowners encounter online valuation widgets (AVMs) from data apps and brokerages (e.g., HouseSigma, Zolo, and others) that promise an instant estimate of value. The appeal is obvious: quick, free, and convenient. A quick... [read more]