2025 Ends with More Affordable Housing Market and Paves the Way for Year of Recovery Annual Greater Toronto Area (GTA) home sales declined in 2025 compared to 2024, as economic uncertainty weighed on consumer confidence. Over the same period, listing inventory remained elevated, allowing for selling prices to be negotiated downward, helping improve affordability. “The GTA housing market became more affordable in 2025 as selling prices and mortgage rates trended lower. Improved... [read more]

2026 Canada Housing Market Forecast: Will Buyers Finally Re-Enter the Market? Will 2026 be the year Canadian buyers stop waiting? Most major housing forecasters believe activity will finally pick up after two muted years, but expectations vary on how strong that rebound will be and where it will show up first. After a sluggish and uncertain 2025, the Canadian housing market appears positioned for gradual normalization rather than a sharp recovery. The Canadian Real Estate Association... [read more]

GTA Housing Market Provides More Choice and Greater Affordability for Buyers As Real Estate Prices Drop by 7.2% in October 2025 Home sales in the Greater Toronto Area (GTA) were down year-over-year in October, while new listings were up. Market conditions continued to favour homebuyers, as average selling prices were negotiated down alongside lower mortgage rates. “Buyers who are confident in their employment situation and ability to make their mortgage payments over the long... [read more]

Can You Really Trust Online Home Valuations?   For millions of Canadians, the home‑search journey often starts on REALTOR.ca—Canada’s largest real estate platform—and continues across consumer portals and brokerage sites. Along the way, many homeowners encounter online valuation widgets (AVMs) from data apps and brokerages (e.g., HouseSigma, Zolo, and others) that promise an instant estimate of value. The appeal is obvious: quick, free, and convenient. A quick... [read more]

  The Bank of Canada reduced its key interest rate to 2.5% today, marking its first cut since March and signaling a response to a slowing Canadian economy and persistent trade uncertainty. This move is expected to have a notable impact on the Greater Toronto Area (GTA) real estate market, offering new opportunities and challenges to both buyers and sellers.bankofcanada+3 Key Details of the Rate Cut The overnight rate was lowered by 25 basis points to... [read more]