2026 Mid-Year Market Check-In: What the First Half of the Year Tells Us About Your Next Move For two years, most Canadians watching the housing market have been braced for one of two dramatic endings: a deeper slide, or a rate-cut-fuelled boom. Buyers waited for prices to fall further. Sellers waited for 2022 prices to come back. Both camps sat on the sidelines, watching for a signal. Neither ending arrived. The market didn't crash, and it didn't take off. It did something... [read more]

2026 Canada Housing Market Forecast: Will Buyers Finally Re-Enter the Market? Will 2026 be the year Canadian buyers stop waiting? Most major housing forecasters believe activity will finally pick up after two muted years, but expectations vary on how strong that rebound will be and where it will show up first. After a sluggish and uncertain 2025, the Canadian housing market appears positioned for gradual normalization rather than a sharp recovery. The Canadian Real Estate Association... [read more]

National and Toronto Real Estate Market Update for 2025 The chill in Canada's housing market could be thawing sooner than expected.  Interest rates are dropping.1 Pent-up demand is building.2 Sales are starting to heat up.3 And a potentially electrifying set of mortgage rules just went into effect, making it easier than it 's been in years for first-time buyers with smaller down payments to qualify for a higher priced home.4 As a result, some experts now project that... [read more]

Is the Real Estate Market Going to Crash? While many areas of the economy have contracted, the housing market has stayed remarkably strong. But can the good news last? When COVID-related shutdowns began in March, real estate brokers and clients scrambled to respond to the shift. Record-low interest rates caused some lenders to call a halt to new underwriting, and homeowners debated whether or not to put their houses on the market. However, those first days of uncertainty ushered in a... [read more]

New Year, New Home? Set Homeownership Goals Whether You’re Buying, Selling, or Staying Put The start of a new year always compels people to take a fresh look at their goals, from health and career to relationships and finance. But with historically low mortgage rates, increased home sales and price growth, and a tight housing inventory, the time is right to also make some homeownership resolutions for 2021. Home buyers, is this the year you work to improve your credit score, pay... [read more]