2026 Mid-Year Market Check-In: What the First Half of the Year Tells Us About Your Next Move For two years, most Canadians watching the housing market have been braced for one of two dramatic endings: a deeper slide, or a rate-cut-fuelled boom. Buyers waited for prices to fall further. Sellers waited for 2022 prices to come back. Both camps sat on the sidelines, watching for a signal. Neither ending arrived. The market didn't crash, and it didn't take off. It did something... [read more]

2026 Home Design Trends: What's In, What's Out, and What Buyers Are Responding To After a decade of cool grays, crisp whites, and spaces that looked more like showrooms than homes, buyers have changed what they're looking for. Call it quiet luxury — the idea that richness comes from depth, craft, and intention rather than flash and excess. It's not maximalism. It's a shift toward spaces that feel like somewhere you'd actually want to live. That shift is... [read more]

What Actually Makes a Listing Stand Out in 2026 The playbook for selling a home has changed fast. Buyers have more options, more leverage, and they are using it.  According to the Canadian Real Estate Association (CREA), active listings on Canadian MLS® Systems were up 7.4% year-over-year at the end of 2025.¹ At the same time, the national MLS® Home Price Index declined 4% year-over-year by December 2025, with benchmark prices falling for seven consecutive... [read more]

The True Cost of Homeownership: What You Pay Beyond the Mortgage When many new Canadian homebuyers calculate whether they can afford a new home, they focus almost exclusively on one number: the monthly mortgage payment. It's the figure lenders use for the mortgage stress test, the number real estate agents discuss during showings, and the benchmark buyers use to determine their budget. However, the mortgage is only the starting line. Homeowners also pay for property taxes,... [read more]

2025 Ends with More Affordable Housing Market and Paves the Way for Year of Recovery Annual Greater Toronto Area (GTA) home sales declined in 2025 compared to 2024, as economic uncertainty weighed on consumer confidence. Over the same period, listing inventory remained elevated, allowing for selling prices to be negotiated downward, helping improve affordability. “The GTA housing market became more affordable in 2025 as selling prices and mortgage rates trended lower. Improved... [read more]