2026 Mid-Year Market Check-In: What the First Half of the Year Tells Us About Your Next Move For two years, most Canadians watching the housing market have been braced for one of two dramatic endings: a deeper slide, or a rate-cut-fuelled boom. Buyers waited for prices to fall further. Sellers waited for 2022 prices to come back. Both camps sat on the sidelines, watching for a signal. Neither ending arrived. The market didn't crash, and it didn't take off. It did something... [read more]

More than 100,000 GTA home buyers holding off as Real Estate Sales and Prices slide further in February 2026 Greater Toronto Area (GTA) resale housing market conditions tightened in February 2026 compared to February 2025. While sales were down year-over-year, new listings declined by a greater annual rate. The dip in new listings is in line with recent polling results from Ipsos which show listing intentions are down for 2026. “Many would-be homebuyers are waiting for selling... [read more]

The True Cost of Homeownership: What You Pay Beyond the Mortgage When many new Canadian homebuyers calculate whether they can afford a new home, they focus almost exclusively on one number: the monthly mortgage payment. It's the figure lenders use for the mortgage stress test, the number real estate agents discuss during showings, and the benchmark buyers use to determine their budget. However, the mortgage is only the starting line. Homeowners also pay for property taxes,... [read more]

How to Spot Real Estate Scams (and Protect Your Investment) Real estate scams are targeting more victims than ever before, and they're becoming increasingly sophisticated. Canadians reported losing $638 million to fraud in 2024, with authorities warning that only 5–10% of incidents are reported at all¹. Even more concerning, Canadian lawyers, title insurers and regulators have flagged a rise in identity-based title and mortgage fraud during real estate closings, where... [read more]

GTA Homes Sales Tick Up in September 2025 while Real Estate Prices Decline Amongst Interest Rate Cut September home sales increased in the Greater Toronto Area (GTA) compared to a year earlier, as more homebuyers sought to take advantage of more affordable monthly mortgage payments. Buyers continued to respond to substantial choice in the marketplace by negotiating the average selling price downward. “The Bank of Canada’s September interest rate cut was welcome news for... [read more]