2026 Mid-Year Market Check-In: What the First Half of the Year Tells Us About Your Next Move For two years, most Canadians watching the housing market have been braced for one of two dramatic endings: a deeper slide, or a rate-cut-fuelled boom. Buyers waited for prices to fall further. Sellers waited for 2022 prices to come back. Both camps sat on the sidelines, watching for a signal. Neither ending arrived. The market didn't crash, and it didn't take off. It did something... [read more]

What Actually Makes a Listing Stand Out in 2026 The playbook for selling a home has changed fast. Buyers have more options, more leverage, and they are using it.  According to the Canadian Real Estate Association (CREA), active listings on Canadian MLS® Systems were up 7.4% year-over-year at the end of 2025.¹ At the same time, the national MLS® Home Price Index declined 4% year-over-year by December 2025, with benchmark prices falling for seven consecutive... [read more]

Top 4 Factors to Consider When Choosing Your Mortgage With home prices and rates still relatively high, securing a mortgage can feel daunting––even to the most experienced borrowers. But don't let that deter you: If other homebuyers’ experiences are any indication, odds are you'll eventually find a home loan that works well for you.  In fact, research from the Real Estate and Mortgage Institute of Canada (REMIC) found that even after the Bank of Canada... [read more]

Home Buyer Activity Increases Slightly in July 2024 As More Properties Come On The Market TORONTO, ONTARIO, August 6, 2024 – Greater Toronto Area (GTA) home sales in July 2024 were up compared to July 2023. While sales were up from last year, buyers continued to benefit from more choice in the GTA marketplace, with annual growth in new listings outstripping that of sales. The better-supplied market meant that buyers also benefitted from a slight relief in selling prices on... [read more]

National Real Estate Market Update for 2023 There’s an old adage in real estate: location, location, location. But ever since the Bank of Canada began its series of inflation-fighting interest rate hikes last year, a new mantra has emerged: mortgage rates, mortgage rates, mortgage rates. Higher rates had the immediate impact of cooling homebuyer affordability and demand. But when the Bank of Canada announced in early March that it would put additional rate changes on hold, the... [read more]